Personal Banking

Checking & Savings

Account Types

Free Checking	NOW Account	Super NOW Account	Money Market Account	Statement Savings Account
n/a	$100.00	$100.00	$100.00	$100.00	Min. to open
n/a	$10.00	$20.00	$10.00	$3.00	Monthly Ser. Charge
n/a	$1,000 min. daily balance of $2,500 monthly average balance	$10,000 monthly average balance	$2,500 min. daily balance or $5,000 monthly average balance	$250.00	Min. Balance to avoid Ser. Charge
$1.50	$1.50	$1.50	$1.50	$1.50	Foreign ATM
n/a	monthly	monthly	monthly	quarterly	Interest Com-pounded
n/a	n/a	n/a	After 6 debits per statement cycle, $10.00/item	After 4 withdrawals /mo. $1.00 per withdrawal	Excessive Activity Charge
Free unlimited check writing and check images included in your monthly statement at no cost.	No interest paid if minimum balances are not met.	No interest paid if minimum balances are not met.	No interest paid if minimum balances are not met.	ATM card not allowed on a passbook savings account.	Features

Get started with opening your account today

In order to help expedite the account opening process, you may print and fill out this form. Once completed, please fax the form ATTN: Retail Banking Department to 773.589.9509. Once Belmont Bank & Trust receives your form, a personal banker will get the account opening process started. This form does not open an account for you. Rather it allows for you to have a faster, more enjoyable experience when you come into the branch to actually open your account.

E-Statements — Checking account statements sent to you by e-mail

E-statements from Belmont Bank & Trust allow you to receive your checking account statements for FREE via e-mail. Why make the switch? With an e-statement, you have:

Quicker delivery
We’ll send you an e-mail monthly that takes you to a secure website.
In order to download your statement, you will have to enter a username and password known only to you.

Less hassles
Store your e-statements in a folder on your computer for easy access.
Your monthly e-statement includes all the same information found on your current statement.

Greater security
Because your statement is protected by your unique username and password, only you can access it. You no longer need to be concerned about your statement being stolen or lost in the mail.

Click here to sign up for e-statements.

Switch to Belmont Bank & Trust — Switching is easier than ever

Download our Switch Kit to help you do the following ...

Change Direct Deposits and other automatic deposits you receive

Change automatic payments

Authorize remaining funds to be sent from your previous bank

Just complete and sign the attached forms. You can either send them directly to your providers or bring them into the Bank and we will manage the process for you.

Transaction Account Guarantee Program

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’ s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Effective July 21, 2010 FDIC deposit insurance is $250,000 per depositor.