Personal Banking

Checking & Savings

Account Types

Free Checking	NOW Account	Super NOW Account	Money Market Account	Statement Savings Account
$100.00	$100.00	$100.00	$100.00	$100.00	Min. to open
n/a	$10.00	$20.00	$10.00	$3.00	Monthly Ser. Charge
n/a	$1,000 min. daily balance of $2,500 monthly average balance	$10,000 monthly average balance	$2,500 min. daily balance or $5,000 monthly average balance	$250.00	Min. Balance to avoid Ser. Charge
$1.50	$1.50	$1.50	$1.50	$1.50	Foreign ATM
n/a	monthly	monthly	monthly	quarterly	Interest Com-pounded
n/a	n/a	n/a	After 3 checks or 6 debits per statement cycle, $10.00/item	After 4 withdrawals /mo. $1.00 per withdrawal	Excessive Activity Charge
Free unlimited check writing and check images included in your monthly statement at no cost.	Interest paid on tiered balances, free unlimited check writing and check images included in your monthly statement at no cost.	Interest paid on tiered balances, free unlimited check writing and check images included in your monthly statement at no cost.	Interest paid on tiered balances and check images included in your monthly statement at no cost.	Interest paid on tiered balances.	Features

E-Statements — Checking account statements sent to you by e-mail

E-statements from Belmont Bank & Trust allow you to receive your checking account statements for FREE via e-mail. Why make the switch? With an e-statement, you have:

Quicker delivery
We’ll send you an e-mail monthly that takes you to a secure website.
In order to download your statement, you will have to enter a username and password known only to you.

Less hassles
Store your e-statements in a folder on your computer for easy access.
Your monthly e-statement includes all the same information found on your current statement.

Greater security
Because your statement is protected by your unique username and password, only you can access it. You no longer need to be concerned about your statement being stolen or lost in the mail.

To sign up for e-statements please contact Young Kim at 773.589.9500 or via email.

Switch to Belmont Bank & Trust — Switching is easier than ever

Download our Switch Kit to help you do the following ...

Change Direct Deposits and other automatic deposits you receive

Change automatic payments

Authorize remaining funds to be sent from your previous bank

Just complete and sign the attached forms. You can either send them directly to your providers or bring them into the Bank and we will manage the process for you.

Transaction Account Guarantee Program

Belmont Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Effective July 21, 2010 FDIC deposit insurance is now $250,000 per depositor.