Checking & Savings
Account Type
|
Money Market Account |
Statement Savings Account |
Small Business DDA |
Business DDA |
IOLTA |
|
|
$100.00 |
$100.00 |
$100.00 |
$100.00 |
$100.00 |
Min. |
|
$10.00 |
$3.00 |
Based on activity |
Based on activity |
$10.00 |
Monthly |
|
$2,500 min. daily balance or $5,000 monthly average balance |
$250.00 |
n/a |
n/a |
$1,500 min. daily balance or $2,500 monthly average balance |
Min. |
|
$1.50 |
$1.50 |
n/a |
n/a |
n/a |
Foreign |
|
monthly |
quarterly |
n/a |
n/a |
monthly |
Interest Com-pounded |
|
After 3 checks or 6 debits per statement cycle, $10.00/item |
After 4 withdrawals /mo. $1.00 per withdrawal. |
Up to 200 items processed per statement cycle for free, after 200, $1.00 per item. |
An earning credit will be given to offset activity based charges |
n/a |
Excessive Activity Charge |
|
Interest paid on tiered balances and check images included in your monthly statement at no cost. |
Interest paid on tiered balances. |
Items processed include deposits, checks cleared, checks deposited, cash deposited, ach debits and credits, account transfers and debit card transactions. |
Charges based on account activity. Please contact personal bankers for details. |
Interest paid on tiered balances and check images included in your monthly statement at no cost. |
Features |
Belmont Bank & Trust is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
FDIC deposit insurance has temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013.







