Belmont Bank & Trust Company is an Equal Opportunity Employer. The bank is committed to investing in our people and creating a customer service oriented team. We value an environment that is challenging and full of enthusiasm.
If you are interested in an employment opportunity with Belmont Bank & Trust Company, please contact Dave Peshek at DPeshek@belmontbanktrust.com.
Current Positions Available
The Credit Analyst’s primary function is to provide analytical support to the Bank’s loan officers through comprehensive financial analysis of borrowers, guarantors and other entities. The Credit Analyst handles the preparation of credit presentations to insure that the underwriting of all loans is completed in accordance with the Bank's credit policies and procedures, and in compliance with the requirements set forth by the appropriate government regulatory agencies. The Credit Analyst should be able to work with minimal supervision and be able to prioritize tasks which include identifying risk associated with lending credit to individuals and businesses while examining credit history, collateral position, financial statements, tax returns and cash flows. The Credit Analyst should be comfortable in a sales-oriented culture and prepared to attend new business client calls with loan officers and cultivate and expand existing customer relationships.
A Bachelor’s degree in accounting, finance, economics or related field is required. Two years of banking, accounting, underwriting, financial services or real estate related experience is preferred.
This position is responsible for but not limited to: managing and balancing a cash drawer, accepting and processing customer deposits, creating official checks and money orders, running the coin machine, making loan payments, processing U.S. Savings Bonds, preparing CTRs (currency transaction reports) and preventing fraud. The candidate needs to ensure proper product, service and regulatory knowledge to make sure all banking activity is compliant. The individual should have the ability to talk comfortably with customers and be confident when speaking of Bank products and services in order to cross-sell and enhance the customer’s banking relationships. The candidate is also going to be held responsible for achieving monthly sales goals.
The Loan Processor’s primary responsibility is to assist loan officers with bringing approved loans to funding by working closely with loan applicants and third parties, such as appraisers, title companies and attorneys. The Loan Processor ensures the completeness of the loan file and prepares preliminary, closing and renewal loan documents in accordance with the approved terms, bank’s policies, and in compliance with federal and state regulations. The individual often works with little supervision and engages in judgment calls and decision-making.