Belmont Bank & Trust Company is an Equal Opportunity Employer. The bank is committed to investing in our people and creating a customer service oriented team. We value an environment that is challenging and full of enthusiasm.
If you are interested in an employment opportunity with Belmont Bank & Trust Company, please contact us at Careers@belmontbanktrust.com.
Current Positions Available
Loan Operations Associate’s primary responsibility is to administer loan and loan-related accounts after funding. Loan Operations Associate processes loan payments and advances, books loans onto the Bank's loan accounting system, scans files onto Bank’s imaging platform, prepares and distributes daily and monthly reports, and promotes business for the Bank by maintaining good customer relations.
Essential Duties and Responsibilities:
This position is responsible for, but not limited to, booking new loans and changes to existing loans onto the loan accounting system, ensuring that all collateral and credit files are electronically imaged, and any paper files are properly filed and secured at the close of business each day. Loan Operations Associate tracks and files all post funding documents such as mortgages, assignments and title policies. The individual also monitors insurance policy renewals and real estate tax payments on all existing loans and tracks and assists loan officers in requesting financial information updates from borrowers. Loan Operations Associate is responsible for payment of invoices for services obtained in connection with a loan and for monthly reconciliations of receivables, payables and other internal accounts related to the Lending Department.
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill and/or ability required.
High school diploma or equivalent is necessary. Current enrollment towards a Bachelor’s Degree from an accredited institution in the field of business is preferred. Some banking, accounting or financial services experience is preferred.
Strong written and verbal skills are necessary. Candidate must be people-friendly with good communicative and interpersonal skills. The individual must be able to respond to common inquiries or complaints from customers clearly.
Loan Operations Associate should be able to understand basic math computations. The candidate will be required to calculate interest accrued, pay-off amounts, penalties and percentages. The ability to apply concepts of basic algebra is necessary.
The ability to solve practical problems and deal with a variety of questions from customers and loan officers on a daily basis is necessary. Loan Operations Associate should be able to know and understand typical transactions for different types of customers, identify and resolve problems in a timely manner, and gather and analyze information.
Strong PC skills including word processing, spreadsheet, presentation, internet and internal software are necessary.
Certificates and Licenses:
None are necessary.
No supervisory responsibilities are typically associated with this position. Some training and supervision may be required of newly hired Credit Analysts.
The work environment characteristics described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The individual will be required to multi-task, work as a part of a team, and uphold the image of the Bank.
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is frequently required to stand, walk, sit, use hands and fingers to handle, or feel, and talk or hear.